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Jumbo Loans, First time home buyers | San Jose

Welcome to the official site of Alliance Bay Funding. We are a full-service mortgage company based in San Jose, CA. We specialize in Jumbo Loans and helling First time home buyers in San Jose. We also serve the surrounding cities in Santa Clara County. Whether you are buying a home or refinancing in any of these zip codes: 95125, 95126, 85128, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact Alliance Bay Funding today to discuss your mortgage loan optionsand find out which loan program will best suit your needs.

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Our most popular loans

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30 Year Fixed

4.250% | 4.250% APR