• The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • We're with you every step of the way.

    We're with you every step of the way.

  • Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

30
Year
Fixed
6.125%
6.125% APR*
FHA
30
Year
5.75%
5.75% APR*
15
Year
Fixed
5.75%
5.75% APR*
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Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Purchasing| Refinancing 

Welcome to the official site of Alliance Bay Funding. We are a full-service mortgage company based in San Jose, CA. We specialize in home Loans serving clients statewide, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

 Conventional|Reverse Mortgage|FHA | VA | USDA | HomePath | Jumbo | Commercial 

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo|Reverse Mortgage

Contact Alliance Bay Funding today to discuss your mortgage loan optionsand find out which loan program will best suit your needs.

Pre-qualify for a loan in a few simple steps

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Fill out your Secure Application

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Testimonials

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